FAQs

Frequently Asked Questions

Frequently Asked Questions and Answers

If they have permission, your insurance may cover them, but coverage depends on your policy terms and state regulations.

Some policies include rental car coverage. If not, you can add rental reimbursement coverage or check with your credit card provider for rental car benefits.

Your coverage typically applies in all U.S. states. For international travel, you may need additional coverage or a separate policy.

Yes! If you insure multiple vehicles under one policy, you can save money with a multi-car discount.

Yes, if you drive fewer miles annually, you may qualify for a low-mileage discount. Ask us about our usage-based insurance options.

Standard policies may not cover rideshare driving. You can add rideshare coverage for protection while working with services like Uber or Lyft.

Gap insurance covers the difference between what you owe on your car loan/lease and the car’s actual cash value if it’s totaled. It’s recommended if you have a new or leased vehicle.

If you have a clean driving record with no accidents or violations, you may qualify for lower rates. Some policies also offer discounts for using telematics programs.

Simply get a quote, choose a policy, and notify your current insurer to cancel your old policy. We’ll help ensure a smooth transition.

In most cases, the policyholder should be the vehicle owner, but some exceptions exist. Contact us to discuss your situation.

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